Audit Trail · Article #2390177

Here’s how much you need to earn to afford a home in Canada’s major cities

Source article ↗ · National Post · outlet lean: center-right · owner: Postmedia (corporate)

published 2026-10-22T11:00:46 · ingested 2026-10-22T08:11:16.434536

Bias Analysis · B.I.A.S.

CENTER-LEFT score: -0.20 vv3

The article presents data from a financial comparison platform and does not overtly take sides or present biased opinions, but it uses data that could be seen as negative for potential homebuyers in less affordable cities.

Trigger phrases: affordability improvementleast affordable city

      computed at 2026-10-22T08:35:18.530113
    

ML Bias Signal · DistilBERT Zero-Shot (v2)

LEFT score: -0.263 confidence: 38% valhalla/distilbart-mnli-12-3

      computed at 2026-10-22T08:34:00.233168-04:00
    

Ensemble (heuristic + ML v2)

CENTER LEFT score: -0.263

Analysis Tier

Tier: quick_v1+full

Tier-1 at: 2026-10-22T08:35:18.530113

Tier-2 at: 2026-10-22T08:35:18.530113

AI analyzed: ✓ at 2026-10-22T08:35:18.530113

Geographic Extraction · L.O.C.A.L.

Country: —

Province: —

Scope: unmappable

Fact-Check Claims · V.E.R.I.F.Y. (1)

unverified No verifiable claims detected.

        fact_v1 · 2026-10-22T08:35:30.528745
      

Cross-Outlet Cluster · I.N.K.

Here’s how much you need to earn to afford a home in Canada’s major cities 1 article across outlets

      clustered at 2026-10-22T08:11:16.445673
    

Governance — C.R.E.E.D.

A+

overall grade

100.0

By Category

Accountability {'events': 0, 'grade': 'A+', 'note': 'no events recorded', 'provisional': True, 'score': 100.0}

Environmental {'events': 0, 'grade': 'A+', 'note': 'no events recorded', 'provisional': True, 'score': 100.0}

Fairness {'events': 3, 'grade': 'A+', 'note': 'below minimum volume (3 events; minimum 100 for a non-provisional score)', 'provisional': True, 'score': 100.0}

Privacy {'events': 0, 'grade': 'A+', 'note': 'no events recorded', 'provisional': True, 'score': 100.0}

Safety {'events': 0, 'grade': 'A+', 'note': 'no events recorded', 'provisional': True, 'score': 100.0}

Transparency {'events': 0, 'grade': 'A+', 'note': 'no events recorded', 'provisional': True, 'score': 100.0}

Ethics audit by C.R.E.E.D. Institute · 3 events tracked

Raw Audit Trail (2 events)

2026-10-22T08:11:16.434536 ingested

payload

{
  "bias": {
    "band": "center",
    "heuristic_version": "v3",
    "rationale": "triggers: none \u2014 NO SIGNAL DETECTED (not a centrist finding)",
    "score": 0.0,
    "signal_detected": false
  },
  "source_id": 487
}

2026-10-22T08:34:00.233168 bias_v2_scored

payload

{
  "confidence": 0.376,
  "ensemble_band": "center-left",
  "ensemble_score": -0.263,
  "label": "left",
  "model": "valhalla/distilbart-mnli-12-3",
  "score": -0.263
}

Every signal computed about this article, with timestamps. Source for the transparency promise behind our methodology.